Mobile Messaging Terms and Conditions

1. Program Description

PML may send transactional, promotional, and informational SMS messages to users who opt into the Program. Messages may include but are not limited to:

• Loan application updates and financing opportunities
• Promotional offers and new loan programs
• Follow-up messages and reminders regarding services
• Customer service and account-related notifications

Message frequency may vary. Standard message and data rates may apply.

2. Consent & Opt-In

By providing your mobile number and opting into SMS communications:

1. You consent to receive automated and non-automated SMS messages from PML.
2. Consent is not required as a condition of purchasing any goods or services.
3. You confirm that you are the authorized user of the mobile number provided.
4. You acknowledge that message and data rates may apply.

How to Opt In

You may opt into receiving SMS messages by:

• Submitting your phone number through our online contact form
• Checking an opt-in box while submitting a loan inquiry
• Providing verbal or written consent during a conversation with our representatives
• Texting a designated keyword (e.g., "LOAN") to opt into promotional messages

3. How to Opt Out

You may opt out of SMS messages at any time by replying with any of the following keywords:

• STOP
• QUIT
• CANCEL
• OPT-OUT
• UNSUBSCRIBE

Once you opt out, you will no longer receive further SMS messages, except for transactional confirmations (e.g., a final message confirming your opt-out request). If you wish to re-subscribe, you may do so by opting in again through our website or other available methods.

4. Help & Support

If you need help or have questions about the Program, you can:

• Reply HELP to any PML text message for assistance.
• Contact us at [Insert Email] or call [Insert Phone Number].

5. Message and Data Rates

Message and data rates may apply depending on your wireless carrier and mobile plan. PML is not responsible for any charges incurred from SMS messaging. Check with your mobile provider for details.

6. Supported Carriers

PML's SMS messages are supported by most major U.S. wireless carriers, including AT&T, Verizon, T-Mobile, Sprint, MetroPCS, Boost Mobile, Cricket, and others. However, we do not guarantee message delivery, as carrier participation may change.

7. Privacy & Data Security

We value your privacy. Your phone number and personal data will only be used in accordance with our Privacy Policy. We do not share, sell, or rent your mobile number to third parties for marketing purposes.

For full details on how we collect, store, and use your information, please review our Privacy Policy.

8. Changes to These Terms

PML reserves the right to modify, suspend, or terminate the SMS Program or these Terms at any time. We will notify you of significant changes via SMS or through an update on our website.

9. Contact Information

If you have any questions about these Terms, you can contact us at:
📧 Email: privacy@privatemoni.com
📞 Phone: 310-651-8000
📍 Address: 8888 W Olympic Blvd, Ste 200, Beverly Hills, CA 90211

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